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What to Look For When Selecting a Medicare Insurance Agent

When you are beginning your Medicare journey, one thing that you should consider is seeking help from an insurance agent that focuses on Medicare. Insurance agents have to go through many certifications to be able to assist individuals in choosing the right Medicare plan. The first step is that they have to become licensed to

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Senior Citizens and Mesothelioma

It is no secret that the senior population is at an increased risk for many health related issues. One disease that almost exclusively affects seniors is mesothelioma. Mesothelioma is a cancer that is caused from exposure to asbestos and because of its long latency period, between 20 and 50 years, about 80% of those diagnosed

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Medicare Supplement, is it right for you?

Medicare Advantage is the most popular type of plan in Hawaii. In my previous blog post I talked about why it is so attractive to locals. There is another type of Medicare coverage that you should familiarize yourself with and it may actually be better depending on your situation. That plan is called Medicare Supplement

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What is Medicare Advantage

You’ve got Original Medicare but the question is, is that all you need? The answer is it depends. What Medicare Advantage or Part C is is a health plan that is approved by Medicare that provides your Medicare services through a private insurance company. At the minimum, that plan must provide Medicare services that fall

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Are you confused on when to apply for Medicare?

The number one question I am asked is, “when do I apply for Medicare?”  In general everyone should consider the application process at least three months before their 65th birthday.   The next question I’m asked is, “how do I apply?”  There are several scenarios and I will explain each of them.  If you are

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What to do if you lost your work insurance due to Covid-19

Covid-19 has affected all of us in unprecedented ways.  Hawaii is now in its second stay at home order and many predict that this will further decimate the remaining businesses that remain open.  With the uncertainty of the situation, many are scared of what to do in regards to their health insurance.   If you

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We do not offer every plan in your area.  Currently we represent 7 organizations which offer 31 products in your area.  Please contact Medicare.gov, 1-800-MEDICARE or your local State Health Insurance Program (SHIP) to get information on all of your options.  Not affiliated with or endorsed by any government agency.